DMI Loan Against Property

Create Customer

Right Documents - Easy Process

Required Documents to Apply for DMI Loan Against Property

Salaried income documents

  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loan
  • Latest utility Bill if owned residence or rent agreement if rented
  • 2 Reference with contact details

Self Employed person documents

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required
Share & Apply

About DMI BankLoan Against Property

DMI Loan Against Property, where your financial goals and the value of your property match We are aware that your property serves as more than simply a spot to live; it is a valuable asset that may help you achieve your goals.

You are more than simply a borrower while working with DMI Loan Against Property; you are a valued partner. Whether you want to develop your business, pay for higher education, pay off debt, or reach any other financial goal, we're here to turn the potential of your property into real prospects for success.

With a DMI Loan Against Property, you may open the doors to your goals. Let us assist you in utilizing your property as a success catalyst. To find out how we can help you achieve your financial goals, get in touch with us right now.

The National Housing Bank has DMI Housing Financing Private Limited listed as a registered housing finance firm (NHB). Particularly for individuals in the lower income and economically underdeveloped groups, they provide hassle-free, straightforward house loans. Their loans can be used to buy apartments and build plots, renovate existing houses, add on to them, or give salaried and self-employed people secured loans against their properties.
DMI allows self-employed people to keep their property or house as collateral for taking a loan for their personal or business needs. Thus, the individual can use this loan to expand their business by keeping their property as collateral. This way, a property that may not be coming under use can be used to get a loan.

Advantages of DMI Loan Against Property

  • Quick and easy loan approvals
  • Longer loan tenures
  • Attractive interest rates
  • Lowest processing fee of 0.50%
  • Loans for both residential and commercial properties
  • Flexible loan repayment options

Factors affecting DMI Loan Against Property

  • Factors affecting DMI Loan Against Property
  • Factors affecting DMI Loan Against Property
  • You professional: if you are a salaried employee, the interest rates will be lower compared to the self-employed or businesspeople.
Work Process

Save Your Time with a Simple Loan Process

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

Login
Login
Scroll to Top