Standard Chartered Home Loan

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Right Documents - Easy Process

Required Documents to Apply for Piramal Finance Home Loan

Salaried income documents

  • KYC of applicant & Co-Applicant
  • Last 3 Month Salary Slip of Applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 2 Year Form 16 of applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Appointment letter of applicant if available
  • Agreement to Sale if purchase case
  • Property Paper with complete chain of last 13 years
  • Approved MAP of Property if available
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loan
  • Latest utility Bill if owned residence or rent agreement if rented
  • 2 Reference with contact details

Self Employed person documents

  • KYC of applicant & Co-Applicant
  • Last 3 year ITR with computation of income of applicant & co-applicant
  • Last 3 year audited balance sheet of applicant
  • Last 3 year Tax audit report of applicant
  • Last 12 month Bank Statement of applicant & co-applicant
  • 26AS of last 2 year of applicant & co-applicant
  • Copy of GST registration
  • Copy of MSME registration
  • Copy of Last 12 month GST return
  • Agreement to Sale if new purchase case
  • Property Paper with complete chain of last 13 years
  • Approved MAP of Property if available
  • LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
  • Sanction letter of all running loan
  • Debt Sheet
  • Latest utility Bill of residence if owned or rent agreement if rented
  • Latest utility Bill of Office if owned or rent agreement if rented
  • 2 Reference with contact details
  • Last 3 year Debtors & Creditors on letter head
  • List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP

Some Important Points

1. KYC Means
If Applicant is
  • Company-MOA, AOA, COI , PAN Card
  • Partnership Firm/LLP- Partnership Deed & PAN Card
  • Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
For Co-Applicant
  • KYC means  Adhaar Card, PAN Card, Passport Size Photo

Co-Applicant means in case of
  • Company : Directors
  • Partnership firm/LLP : Partners
  • Proprietorship Firm : Spouse of Proprietor
2. If LAP is applied with Government Bank then 30 year chain is required
3. If applicant is professional, then his professional degree is required
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About Standard chartered Home Loan

Owning a home is like a dream for everyone. But, whenever you think about living this dream, multiple factors or issues arise in your mind. Starting with home hunting and ending with financial assistance to purchase your dream home. So, while dealing with such situations, one should surely opt for standard chartered home loans, as they are the best in the market as of now because of the low and interesting interest rates.

With the help of a standard chartered home loan, you can make your dreams come true of buying your own home. They have a really quick and easy processing and disbursal process for home loans. This bank offers customized home loan options to their customers, which include buying new or old homes; home renovations; home transfers; and also an extension of the existing home. Standard Chartered home loans have two main key points: low processing fees and less paperwork. The standard chartered bank also offers various EMI payment methods too for loan applicants.

Eligibility Criteria

Salaried Individual

  • The age of the applicant should be between 21 - 60 years
  • The monthly income should be at least RS. 25,000
  • The applicant should have at least 2 years of work experience with the recent employer
  • The minimum CIBIL score should be 700
  • The loan amount should be between Rs. 15 lakhs - Rs. 10 crores.
  • The applicant should be filling IT for the last 2 years.

Self – Employed or businessman

  • The age of the loan applicant should be between 21 - 65 years
  • The loan applicant's monthly income should be at least Rs. 25000, and his or her annual income should be at least Rs. 3 lakhs.
  • The business of the applicant should be running smoothly for the last 3 years
  • The minimum CIBIL score should be 700
  • The loan amount should be between Rs. 15 lakhs - Rs. 20 crores
  • The applicant should be filling ITR for the last 3 years.
Work Process

Start with STANDARD CHARTERED HOME LOAN in few steps

If you are planning to apply for a home loan at STANDARD CHARTERED HOME LOAN there are certain details that you should be aware of, Let’s discuss

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will receive your loan amount shortly.

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