Welcome to our digital financial platform. These Terms and Conditions govern your use of our platform and set out all your responsibilities. We advise you to go through these carefully. Your confidence is of utmost importance to us. These Terms ensure authenticity and fairness. If you disagree with them, you should not use any of our services. Through your usage of the website, you agree to these terms.

1. Definitions
Refers to the financial services system offering CRM solutions, franchise modules, payout tools, financial APIs, and business tools under your own brand.
Refers to any individual, business entity, or partner accessing or using the services.
Refers to all digital tools, APIs, CRM systems, support services, and technology solutions provided through the platform.

2. User Obligations

• • Users and partners are expected to:
    
  • Use the platform ethically and legally.
    
  • Avoid duplicating, misusing, or reverse-engineering any software or API provided.
    
  • Protect all user and business data in compliance with relevant laws.
  • Not upload malicious code, attempt system manipulation, or disrupt platform integrity.

3. Documentation & Verification

• • To activate services, the following documentation is required:
  • Government-issued ID (Aadhaar, PAN, Voter ID, or Driving License).
  • Business registration documents (GST Certificate, Trade License, etc.).
  • Address proof (utility bill, rent agreement, etc.).
  • For companies: incorporation documents (MOA, AOA, Partnership Deed, etc.).
  • The platform reserves the right to validate submitted documents and may deny or revoke access in case of discrepancies.

4. Intellectual Property Rights

• • All content, software, code, user interfaces, APIs, and branding tools provided via the platform remain the intellectual property of the service provider. Users are granted a limited, non-transferable license for business use only.
  • Unauthorized copying, selling, modifying, or sublicensing of any platform elements may lead to legal action and termination of access.

5.  No Guarantees on Financial Product Outcomes

• • The platform is a technology facilitator and not a financial institution.
  • Does not influence or guarantee loan approvals, disbursals, or credit decisions.
  • Integrates with external financial institutions (banks, NBFCs) via APIs.
  • Is not liable for delays, rejections, or decisions made by third-party entities

6. Limitation of Liability
        The platform is not responsible for:

• • Business loss or opportunity cost due to system downtime.
  • Financial loss due to user-submitted data inaccuracies.
    
  • Errors, delays, or actions from external banks or NBFCs.
    
  • Cyberattacks or data breaches beyond reasonable technical control.
    
  • Usage of the platform is at the user’s own discretion and risk.

7. Data Usage & Privacy
By using the platform, you agree to:

• • Allow collection and secure storage of relevant user and business data.
  • Permit limited sharing of data with technology or service affiliates for platform functionality.
  • Receive transactional and occasional promotional communications.
  • A separate Privacy Policy governs the complete data protection and usage terms.

8. Termination & Suspension
The platform reserves the right to:

• • Suspend or terminate access due to violation of terms, misuse, or fraudulent activities.
  • Temporarily or permanently restrict features in case of non-payment.
  • Pursue legal action against any user found breaching agreements or policies.

9. Modifications to Terms

These Terms may be modified at any time. Updated versions will be published on the platform. Continued usage of services post-update will imply acceptance of the new Terms.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising under or related to these Terms shall fall under the exclusive jurisdiction of competent courts within India.

11. Contact Information

For support, queries, or escalation, contact:
Email: dtapinsurance@gmail.com
Website: https://moneyde.com/